{"id":1020,"date":"2024-10-01T18:02:04","date_gmt":"2024-10-01T12:32:04","guid":{"rendered":"https:\/\/www.jashnrealty.com\/blog\/?p=1020"},"modified":"2025-09-30T15:38:24","modified_gmt":"2025-09-30T10:08:24","slug":"nri-home-loan-basics-your-complete-resource-for-home-financing","status":"publish","type":"post","link":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing","title":{"rendered":"NRI Home Loan Basics: Your Complete Resource for Home Financing"},"content":{"rendered":"\n<p>Did you know that NRIs too can purchase a home in India? Non-resident Indians can leverage financing schemes to fulfill their dream of having a home in India. This blog will discuss everything about NRI home loans, eligibilities, criteria, and more. But before we proceed further with this, let\u2019s understand who NRIs are.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#Who_are_NRIs\" >Who are NRIs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#What_are_the_eligibility_criteria_for_NRI_home_loans\" >What are the eligibility criteria for NRI home loans?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#Documents_NRIs_need_to_provide_for_a_quick_home_loan_approval\" >Documents NRIs need to provide for a quick home loan approval<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#What_are_the_loan_repayment_options_for_NRIs\" >What are the loan repayment options for NRIs?<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#Repayment_via_postdated_cheques_or_PDCs\" >Repayment via postdated cheques or (PDCs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#Repayment_via_an_NRE_or_NRO_account\" >Repayment via an NRE or NRO account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#Repayment_via_ECS_Electronic_clearing_services\" >Repayment via ECS (Electronic clearing services)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#How_much_interest_rate_is_charged_on_home_loans_for_NRIs\" >How much interest rate is charged on home loans for NRIs?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#Home_loan_tax_benefits_for_NRIs\" >Home loan tax benefits for NRIs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_are_NRIs\"><\/span>Who are NRIs?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>NRIs, or Non-Resident Indians, are individuals who stay outside of India for work, property, or business. Anyone spending less than 182 days in India in the last financial year is considered an NRI. Those who go abroad for study, business visits, or medical treatment aren\u2019t considered NRIs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_eligibility_criteria_for_NRI_home_loans\"><\/span>What are the eligibility criteria for NRI home loans?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>NRIs who need home loans to <a href=\"https:\/\/www.jashnrealty.com\/projects\/residential\/jashn-elevate\">buy a residential flat<\/a> in India, needs to be eligible. The eligibility criteria set by banks are as follows:<\/p>\n\n\n\n<ul>\n<li>NRIs applying for a home loan should be a self-employed or <a href=\"https:\/\/www.jashnrealty.com\/blog\/how-much-home-loan-can-i-get-on-40000-salary\">salaried person<\/a>.<\/li>\n\n\n\n<li>NRIs can apply individually or with a co-applicant who may or may not be a co-owner of the flat or plot.<\/li>\n\n\n\n<li>NRIs may opt for a home loan for under-construction homes, resale homes, or construction of new homes.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Documents_NRIs_need_to_provide_for_a_quick_home_loan_approval\"><\/span>Documents NRIs need to provide for a quick home loan approval<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>NRIs need to provide the following documents for a home loan in India.<\/p>\n\n\n\n<ul>\n<li>Copy of a valid passport &amp; visa<\/li>\n\n\n\n<li>Proof of identity, income, and residence<\/li>\n\n\n\n<li>Copy of buyer agreement or agreement to sell (if property is finalised)<\/li>\n\n\n\n<li>Copy of property allotment letter<\/li>\n\n\n\n<li>Processing fee cheque<\/li>\n\n\n\n<li>Power of attorney (if applicable)<\/li>\n\n\n\n<li>Passport size photos of all applicants<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_loan_repayment_options_for_NRIs\"><\/span>What are the loan repayment options for NRIs?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>NRIs can access several options to repay their home loan. These are as follows:<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Repayment_via_postdated_cheques_or_PDCs\"><\/span>Repayment via postdated cheques or (PDCs)<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>NRIs can repay their home loan via post-dated cheques (referring their NRE\/NRO accounts).<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Repayment_via_an_NRE_or_NRO_account\"><\/span>Repayment via an NRE or NRO account<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Non-resident Indians can repay the home loan by depositing funds in an NRE or NRO account. They need to set up standing instructions for regular home loan repayment.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Repayment_via_ECS_Electronic_clearing_services\"><\/span>Repayment via ECS (Electronic clearing services)<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Non-resident Indians can pay back their home loan EMIs via ECS where payment is deducted automatically from their NRE or NRO accounts.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_interest_rate_is_charged_on_home_loans_for_NRIs\"><\/span>How much interest rate is charged on home loans for NRIs?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>The rate of interest for an NRI home loan varies from bank to bank and depends on several factors, such as loan tenure, amount required, market conditions, and the borrower&#8217;s credit history. It&#8217;s always better to compare home loan interest rates before making a final decision.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Home_loan_tax_benefits_for_NRIs\"><\/span>Home loan tax benefits for NRIs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Just like Indian residents, NRIs too can enjoy certain home loan tax benefits. They can claim deductions of home loan interest rates paid under Section 24 (b) of Income Tax Act. They can also claim the deductions against principal paid under Section 80C.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Non-resident Indians can also buy a home in India and get a home loan for it. A thorough understanding of eligibility criteria, interest rates, repayment options, documentation, and tax deductions can help them make the best decisions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that NRIs too can purchase a home in India? Non-resident Indians can leverage financing schemes to fulfill their dream of having a home in India. This blog will discuss everything about NRI home loans, eligibilities, criteria, and more. But before we proceed further with this, let\u2019s understand who NRIs are. Who are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1024,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[222],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NRI Home Loan Basics: Complete Resource for Home Financing<\/title>\n<meta name=\"description\" content=\"Are you NRI and looking to purchase a home in India? This blog discusses NRI home loan basics, eligibility, criteria, documents needed, etc.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NRI Home Loan Basics: Complete Resource for Home Financing\" \/>\n<meta property=\"og:description\" content=\"Are you NRI and looking to purchase a home in India? This blog discusses NRI home loan basics, eligibility, criteria, documents needed, etc.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\" \/>\n<meta property=\"og:site_name\" content=\"Jashn Realty\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-01T12:32:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-30T10:08:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"854\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\"},\"author\":{\"name\":\"Admin\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/person\/592aaa222044ecda70b379c682b730a1\"},\"headline\":\"NRI Home Loan Basics: Your Complete Resource for Home Financing\",\"datePublished\":\"2024-10-01T12:32:04+00:00\",\"dateModified\":\"2025-09-30T10:08:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\"},\"wordCount\":515,\"publisher\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg\",\"keywords\":[\"NRI Home Loan\"],\"articleSection\":[\"Guide\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\",\"url\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\",\"name\":\"NRI Home Loan Basics: Complete Resource for Home Financing\",\"isPartOf\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg\",\"datePublished\":\"2024-10-01T12:32:04+00:00\",\"dateModified\":\"2025-09-30T10:08:24+00:00\",\"description\":\"Are you NRI and looking to purchase a home in India? This blog discusses NRI home loan basics, eligibility, criteria, documents needed, etc.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#primaryimage\",\"url\":\"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg\",\"contentUrl\":\"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg\",\"width\":1280,\"height\":854,\"caption\":\"NRI Home Loan Basics Your Complete Resource for Home Financing\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.jashnrealty.com\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"NRI Home Loan Basics: Your Complete Resource for Home Financing\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#website\",\"url\":\"https:\/\/www.jashnrealty.com\/blog\/\",\"name\":\"Jashn Realty\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.jashnrealty.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#organization\",\"name\":\"Jashn Realty\",\"url\":\"https:\/\/www.jashnrealty.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/06\/cropped-logo-blue.png\",\"contentUrl\":\"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/06\/cropped-logo-blue.png\",\"width\":680,\"height\":132,\"caption\":\"Jashn Realty\"},\"image\":{\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/person\/592aaa222044ecda70b379c682b730a1\",\"name\":\"Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2b3416337ae950b158ae73e32f1ebe89?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2b3416337ae950b158ae73e32f1ebe89?s=96&d=mm&r=g\",\"caption\":\"Admin\"},\"sameAs\":[\"https:\/\/44.233.134.75\/wordpress\"],\"url\":\"https:\/\/www.jashnrealty.com\/blog\/author\/jshnadmin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"NRI Home Loan Basics: Complete Resource for Home Financing","description":"Are you NRI and looking to purchase a home in India? This blog discusses NRI home loan basics, eligibility, criteria, documents needed, etc.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing","og_locale":"en_US","og_type":"article","og_title":"NRI Home Loan Basics: Complete Resource for Home Financing","og_description":"Are you NRI and looking to purchase a home in India? This blog discusses NRI home loan basics, eligibility, criteria, documents needed, etc.","og_url":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing","og_site_name":"Jashn Realty","article_published_time":"2024-10-01T12:32:04+00:00","article_modified_time":"2025-09-30T10:08:24+00:00","og_image":[{"width":1280,"height":854,"url":"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg","type":"image\/jpeg"}],"author":"Admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#article","isPartOf":{"@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing"},"author":{"name":"Admin","@id":"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/person\/592aaa222044ecda70b379c682b730a1"},"headline":"NRI Home Loan Basics: Your Complete Resource for Home Financing","datePublished":"2024-10-01T12:32:04+00:00","dateModified":"2025-09-30T10:08:24+00:00","mainEntityOfPage":{"@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing"},"wordCount":515,"publisher":{"@id":"https:\/\/www.jashnrealty.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#primaryimage"},"thumbnailUrl":"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg","keywords":["NRI Home Loan"],"articleSection":["Guide"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing","url":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing","name":"NRI Home Loan Basics: Complete Resource for Home Financing","isPartOf":{"@id":"https:\/\/www.jashnrealty.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#primaryimage"},"image":{"@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#primaryimage"},"thumbnailUrl":"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg","datePublished":"2024-10-01T12:32:04+00:00","dateModified":"2025-09-30T10:08:24+00:00","description":"Are you NRI and looking to purchase a home in India? This blog discusses NRI home loan basics, eligibility, criteria, documents needed, etc.","breadcrumb":{"@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#primaryimage","url":"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg","contentUrl":"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/10\/NRI-Home-Loan-Basics-Your-Complete-Resource-for-Home-Financing.jpg","width":1280,"height":854,"caption":"NRI Home Loan Basics Your Complete Resource for Home Financing"},{"@type":"BreadcrumbList","@id":"https:\/\/www.jashnrealty.com\/blog\/nri-home-loan-basics-your-complete-resource-for-home-financing#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.jashnrealty.com\/blog"},{"@type":"ListItem","position":2,"name":"NRI Home Loan Basics: Your Complete Resource for Home Financing"}]},{"@type":"WebSite","@id":"https:\/\/www.jashnrealty.com\/blog\/#website","url":"https:\/\/www.jashnrealty.com\/blog\/","name":"Jashn Realty","description":"","publisher":{"@id":"https:\/\/www.jashnrealty.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.jashnrealty.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.jashnrealty.com\/blog\/#organization","name":"Jashn Realty","url":"https:\/\/www.jashnrealty.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/06\/cropped-logo-blue.png","contentUrl":"https:\/\/www.jashnrealty.com\/blog\/wp-content\/uploads\/2024\/06\/cropped-logo-blue.png","width":680,"height":132,"caption":"Jashn Realty"},"image":{"@id":"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/person\/592aaa222044ecda70b379c682b730a1","name":"Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jashnrealty.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2b3416337ae950b158ae73e32f1ebe89?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2b3416337ae950b158ae73e32f1ebe89?s=96&d=mm&r=g","caption":"Admin"},"sameAs":["https:\/\/44.233.134.75\/wordpress"],"url":"https:\/\/www.jashnrealty.com\/blog\/author\/jshnadmin"}]}},"_links":{"self":[{"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/posts\/1020"}],"collection":[{"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/comments?post=1020"}],"version-history":[{"count":4,"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/posts\/1020\/revisions"}],"predecessor-version":[{"id":1617,"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/posts\/1020\/revisions\/1617"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/media\/1024"}],"wp:attachment":[{"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/media?parent=1020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/categories?post=1020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jashnrealty.com\/blog\/wp-json\/wp\/v2\/tags?post=1020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}